Save. Plan. Retire.

Improving Financial Literacy.

  • Life Insurance: How Much Do I Need?

    Life Insurance: How Much Do I Need?

    Contents Introduction: What Is Life Insurance? In 2022, CNBC reported that 67% of Americans have no estate plan. If you’re one of them, now is the time to start thinking about how to protect your loved ones. Most people don’t like to think about dying, but careful planning now can save your family members and friends a…

  • How To Pay Off Debt: A Complete Guide

    How To Pay Off Debt: A Complete Guide

    Understanding how to pay off debt has never been more important. Contents Understanding Debt In 2022, American household debt increased to $16.9 trillion, a rise of $2.75 trillion since 2019. Consumer debt includes everything from credit cards and overdrafts to mortgages, student loans and car loans. Considering a mortgage or student loan as investments, you invest…

  • Consumer Credit Guide (2023)

    Consumer Credit Guide (2023)

    Introduction to Consumer Credit Consumer credit is pivotal in personal finance, allowing individuals to make significant purchases and manage their financial obligations effectively. In today’s world, where instant gratification and convenience are highly valued, consumer credit will enable people to access goods and services that may otherwise be beyond their immediate financial reach. We will…

  • Fixed Annuities Explained: A Comprehensive Guide to Financial Security

    Fixed Annuities Explained: A Comprehensive Guide to Financial Security

    Contents Building a Strong Financial Foundation: An Introduction to Fixed Annuities When securing your financial future, it’s critical to explore a range of options that provide good opportunities for growth and stability. One option you may have considered is a fixed annuity. Fixed annuities are designed to provide a steady income stream during retirement. This…

  • How To Build Credit: A Practical Guide (2023)

    How To Build Credit: A Practical Guide (2023)

    Contents From Credit Novice to Credit Savvy: How This Guide Will Help You Whether you’re just starting your credit journey, looking to take out a new loan or aiming to improve your credit score, understanding how credit works is key to making it work for you. In this comprehensive guide, we’ll give you all the…

  • Estate Planning Plain & Simple

    Estate Planning Plain & Simple

    Contents Introduction to Estate Planning On the surface, estate planning is the process of determining how your assets should be distributed upon your death. If you take a closer look, however, there’s much more involved. These are just a few of the questions you must answer as you put together your estate plan: Why Is…

  • Divorce Financial Planning For Women

    Divorce Financial Planning For Women

    Contents Introduction Divorce can be an emotionally charged and life-altering experience. The divorce process itself can be long and complex, even without taking your financial situation into account. Throw finances into the mix and the process can become even more stressful and challenging.  Women face specific divorce financial planning challenges, such as caregiving responsibilities, a…

  • Annuities: Plain and Simple Guide (2023)

    Annuities: Plain and Simple Guide (2023)

    Contents: What Is an Annuity? If you haven’t started saving for retirement, you’re not alone. According to a 2022 report from the Federal Reserve, 25% of all non-retired Americans have absolutely no retirement savings. No matter how old you are, it’s never too late to start thinking about the future. With the cost of housing, healthcare and…

  • Retirement Planning Guide (2023)

    Retirement Planning Guide (2023)

    Retirement Planning Retirement planning is preparing financially and mentally for retirement when a person stops working and relies on savings and other sources of income to cover their living expenses.  Financial planning for retirement involves setting goals for retirement, estimating future expenses, creating a plan to achieve those goals, and making adjustments along the way.…

  • University Of Illinois Employees Credit Union

    Credit unions provide members with an array of financial services, such as mortgage loans. Credit unions often offer more competitive mortgage and refinancing rates compared to what larger banks usually charge for these products. UIECU provides University of Illinois students, faculty and community members as well as those living nearby with banking products such as…

  • Novation Credit Union

    Novation Credit Union is a financial cooperative providing savings and checking accounts, loans, loans with fixed rate interest and investment income opportunities, investment services, insurance products, debit cards and ATM services to communities throughout Minnesota. Credit unions are non-profit organizations owned and run by their members. Credit unions provide many of the same banking services…

  • Merced Credit Union

    Credit unions are owned and run by members, who collectively share in the profits through lower loan rates and higher yields on savings/certificates as well as other financial services provided. Credit unions are regulated by both federal and state governments to protect members funds while offering discounts such as car insurance policies or hotel rooms,…

  • The People-First Philosophy of Members Own Credit Union

    As soon as you join a credit union, you become more than just a customer – you become part of its ownership! Vote on specific policies which benefit all Members rather than external stakeholders such as shareholders – giving it an edge that few other institutions can match. Credit unions are non-profit financial institutions established…

  • Maine Family Federal Credit Union

    Credit unions are non-profit financial institutions that offer affordable and safe financial services for their members at competitive prices. Their primary source of funds for lending and investment activities comes from member deposits in the form of shares; members then exercise democratic control by electing board of director members as volunteers who serve on various…

  • Maine Family Credit Union

    Credit unions are non-profit financial institutions owned and controlled by their members, offering an array of financial services such as checking and savings accounts, VISA cards, home loans and auto loans at competitive rates with personalized attention provided by local experts who are familiar with your individual needs. Furthermore, the credit union also contributes financially…

  • United Bay Credit Union

    United Bay Community Credit Union‘s ABA Routing Number is 272476996 and can be found on the bottom of your check. Banks and credit unions both offer a range of financial services. Which one is right for you depends entirely on what matters to you; consumers who value nationwide convenience, mobile banking capabilities and ATM access…

  • Summit Credit Union Beaver Dam

    Summit Credit Union strives to transform wishful thinking and procrastination into planning, doing and experiencing. Their new headquarters reflects this goal by creating an inspiring space for both employees and members alike. Adhere to information security policies and procedures and document them. Engage in vulnerability management activities and report findings back to other team members.…

  • Rome Teachers Federal Credit Union

    Rome Teachers Federal Credit Union operates as a financial cooperative, offering shared accounts and convenience services, loan products and investment solutions to communities in New York State. ATM fees incurred at non-Teachers FCU ATMs will be reimbursed up to $15 per statement cycle; subject to eligibility requirements. Vision Values & Mission Rome Teachers Federal Credit…

  • Riverview Credit Union Marietta Ohio

    Riverview Credit Union is a not-for-profit financial cooperative providing banking services. Membership eligibility extends to anyone living, working, worshipping or attending school in Washington, Noble Morgan Monroe Counties of Ohio as well as Wood Ritchie Wirt Jackson Counties in West Virginia; immediate family of members also qualify. Vision Values & Mission Riverview Credit Union employs…

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