Save. Plan. Retire.

Berkeley Community Federal Credit Union

If you are vested in Pension Choice or Savings Choice, and wish to leave UC while leaving your account balance on deposit with them, monthly retirement income payments may continue as long as your account balance remains on deposit with them. Any time a distribution occurs there may be taxes and/or penalties applied accordingly.

Vision Values & Mission

Our team works collaboratively to assist members in achieving financial success and ensure our organization remains sustainable for generations to come. Our aim is to offer an array of products and services, such as banking essentials, savings accounts, credit/debit cards and loans.

Michael’s focus in his role as Chief Operating Officer is to maximize returns for membership by working closely with the Board and leadership team to develop strategic plans that create maximum return of value for them. His approach to community development is guided by service excellence.

Luenna is a founding member of CU Pride, an industry group serving LGBTQ individuals and their allies. Additionally, she serves on the Women’s Leadership Network of World Council of Credit Unions’ board and as volunteer.

Routing Number & Locations

Berkeley Community Federal Credit Union is a financial cooperative located in South Carolina and insured by the National Credit Union Administration (NCUA). Offering deposit and loan services.

An ABA routing number is a nine-digit code that uniquely identifies your financial institution in any transaction. You can find your bank’s routing number on checks or your online banking portal; additionally it is also used for processing ACH transactions, wire transfers and direct deposits. Berkeley Community Federal Credit Union uses number 253279497 which uniquely identifies each bank in our network.


Credit union offers members a range of checking services to meet their individual needs, from low minimum balance checking accounts and free online and mobile banking to their Visa debit card that can be used at over 30,000 surcharge-free ATMs nationwide and accessing Netbranch online and telephone banking system.

Berkeley Community Federal Credit Union is a financial cooperative serving communities throughout South Carolina. Membership is open to those who reside, work, worship or attend school within Berkeley County; loans, savings accounts and related financial services provided are insured by National Credit Union Share Insurance Fund (NCUSIF) with rates comparable to larger banks.


Berkeley Community Federal Credit Union provides a range of financial services that span savings accounts, checking accounts, mortgage loans and more at competitive rates with easy online and mobile access.

Credit union members also enjoy access to various lending solutions including personal loans, auto loans and home equity lines of credit. Plus they provide an Any Time Skip-A-Payment feature to help avoid late fees and interest penalties.

Berkeley County Credit Union welcomes any resident who works, worships, attends school or lives within Berkeley County SC or surrounding communities as members as well as immediate family members of current CU members. Membership also extends to immediate family members of current members who reside or attend school within Berkeley CountySC and surrounding communities.

Loans & Credit Cards

Berkeley Community Federal Credit Union provides its members with a range of financial solutions, from basic banking essentials like checking and savings accounts to auto loans and mortgages. Credit cards and mobile banking services are also offered.

**Requires new money to open account and qualify for promotional rate; minimum deposit of $500 required in order to earn interest; fees could reduce earnings – see terms and conditions for details.

This data was collected by doxo and all rights are reserved by them in 2019 by them as the company, including terms & privacy agreements. Please be aware that doxo does not act as a credit bureau and all offers subject to credit approval; not all applicants may qualify; rates and terms can change at any time.

Retirement Planning & Investments

Berkeley County, SC residents can reap great benefits from seeking advice and expertise from retirement planners. These professionals can assist them in creating a comprehensive retirement plan tailored to their own financial situation and goals.

UC offers two main retirement benefit options — Pension Choice and Savings Choice — each providing different levels of lifetime retirement income.

First Tech Investment Services of a credit union have joined forces with Raymond James to offer members EasyVest, an easy to use digital robo advisor service. Designed to seamlessly integrate into both online and mobile banking platforms, the new service aims to deliver maximum convenience to members.






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