Services provided through retirement plans help your employees take control of their financial future and build greater confidence and productivity in themselves and you. Our retirement professionals can assist in designing a program to maximize employees’ chances of retiring comfortably.
Investment option selection and monitoring are essential in helping your employees realize their retirement goals. Unfortunately, it requires significant responsibility, time, and expertise for this important oversight to go smoothly – we have experts standing by who are ready to shoulder that burden for you so you can focus on running your business!
At PSP we specialize in investment management services for all forms of defined contribution plans, including 401(k), SIMPLE IRAs, 403(b), Section 457 plans, profit sharing pension plans and traditional defined benefit pension plans. Our team is adept at managing complex retirement plan designs such as non-discrimination testing strategies for Highly Compensated Employees (HCEs).
Financial wellness initiatives and educational resources from our financial wellness initiatives and educational resources can assist your employees in developing a greater understanding of their finances and how to plan for the future. We make your job easier by offering an array of resources tailored specifically to the needs of employees and their families.
Maintaining multiple workplace retirement accounts can be daunting. By consolidating them all into an individual retirement account with Heartland, you can streamline statements and performance reviews as well as potentially save money with higher dividend rates than are typically found with workplace accounts.
As your fiduciaries, we assist in understanding your role as well as your daily fiduciary responsibilities, from reviewing investment alternatives to monitoring plan expenses. Furthermore, we advise on plan design considerations which can facilitate growth while adapting your retirement plan with changing market conditions and industry trends.
PlanMember Securities Corporation, a member of FINRA/SIPC and registered broker/dealer, provides securities and advisory services through PlanMember Securities Corporation as a registered broker/dealer, which may also utilize nationally recognized custodians. Investments are not FDIC insured nor bank guaranteed and may lose value; advisory fees are separate from brokerage or recordkeeping fees charged by your employer; fees disclosed in participant fee schedule are subject to change; all rights are reserved by Heartland Trust Company in 2019. 2019 Heartland Trust Company All rights are reserved by Heartland Trust Bank for individuals seeking wealth management solutions across their region. To find out more please reach out a Heartland Trust Bank relationship manager today for further information!