Ocean State Credit Union was established in Coventry, Rhode Island in 1947. Serving all of Rhode Island through membership, Ocean State offers its members affordable loan and investment solutions at competitive rates as well as offering online banking services that enable them to manage their money effectively.
Apart from traditional checking and savings accounts, the credit union also offers certificates of deposit as well as loan products such as mortgages, auto loans and personal lines of credit to meet personal and business needs. Furthermore, iOS and Android mobile applications provide easy access to account details and transactions.
The app enables users to check available balances, view recent activity, transfer funds and locate their nearest Ocean State Credit Union branch by map – all from their smartphone or tablet! Furthermore, users have the option of saving statement images and documents for future reference.
The Credit Union currently offers two CD Specials with annual percentage yields of 2.80% APY for 1-year CDs and 3.30% for 2-years, both requiring $1k minimum deposits from new funds and available as Traditional, Roth, or CESA IRAs.
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