Aspire Credit Union is a credit card issuer. Their Mastercard card can be used wherever MasterCard network payments are accepted and is specifically tailored for people with fair or poor credit histories looking to establish or rebuild their history. There’s also an introductory 0% APR period of six months on purchases and balance transfers before its regular APR kicks in; theirs also has lower APR range than some cards offering rewards to people with good or excellent credit histories.
The Aspire Card earns 1% cash back on most purchases, with gas, groceries, and utility payments yielding 3% – impressive rewards for someone with fair credit! Furthermore, this card does not charge an annual fee unlike many cards targeted towards that demographic.
Are You Wanting a Credit Union Card? In order to apply for one, members of a credit union are necessary. Membership in this financial institution is open to employees of select companies and their immediate family members, lending it back at reasonable rates without fees or restrictions – providing checking/saving accounts, auto loans, home mortgages and credit cards without making a profit but investing their savings back into local communities for greater economic development.
Aspire Credit Union of Clark, New Jersey employs 70 people. It offers a full selection of financial products and services such as savings accounts, free rewards checking accounts, new and used auto loans, first mortgages, credit cards and personal loans; investment management services; retirement planning solutions; investment advisory and wealth management services as well as retirement planning services. In addition to commercial banking operations Aspire operates online branch as well as being an official member of National Credit Union Administration and Federal Deposit Insurance Corporation with an equity capitalization estimated at $101 Million at July 2016 with PenFed Credit Union taking control.