A&S Federal Credit Union is a member-owned financial institution offering banking solutions such as checking and savings accounts, loans, mortgages, credit cards, and investment and saving products such as Individual Retirement Accounts (IRAs).
The National Credit Union Administration requires all Credit Unions insured by NCUSIF to file quarterly (5300) data reports that provide a snapshot of overall strength and information on deposits and lending activity.
In 1949, a group of teachers came together with the idea that they could help each other financially and serve as guardians to each other’s financial futures. Thus, it was a not-for-profit financial cooperative guided by their core belief that looking out for one another makes everyone more robust and more secure.
Credit unions are member-owned institutions that offer highly competitive savings and loan rates, with access to 24/7 digital and mobile banking and a suite of solutions designed to aid members on their financial journeys.
Values & Mission
Established in 1949, our not-for-profit financial cooperative was founded on the fundamental belief that helping one another leads to greater good. Today, this core value remains at the heart of everything we do – our philosophy, policies or practices.
Mission Statement: At our core, our mission is to deliver member-focused financial services that enable our members to thrive financially on their journey toward a better life. This includes offering banking essentials like checking and savings accounts and lending solutions like personal loans, home loans, and auto loans.
Routing Number & Locations
The American Bankers Association Routing Number or Transit Number, commonly referred to as an ABA Routing Number is a nine-digit code used to identify a financial institution. The first two digits indicate the Federal Reserve District where its main office resides; remaining digits identify branches. Routing numbers typically appear on checks in both front of and after account numbers for identification purposes.
Find contact info and hours for A&S Federal Credit Union located on North Brodhead Road in Aliquippa PA. Get driving directions.
A&S Federal Credit Union provides cutting-edge financial technology to help you keep track of your money with ease. We offer essential banking essentials like checking and savings accounts at competitive rates, as well as loans that will assist in helping you take control of your finances.
Credit unions are governed by the National Credit Union Administration (NCUA), which offers deposit insurance through FDIC to safeguard your funds should anything go amis. This helps guarantee that in case of failure your money remains protected.
As soon as full payment is accepted, this debt will be removed from all three credit reporting agencies: TRANSUNION, EQUIFAX and EXPERIAN.
Today, terms like bank, credit union and savings institution are often used interchangeably; however, each has unique qualities that might appeal to you. For instance, banks tend to feature advanced technologies and competitive savings rates;
Credit unions focus on their members’ needs and offer personalized service, with lower fees, minimum balance requirements, and loan rates than banks – and may even be part of a wider CO-OP network, giving access to branches and ATMs nationwide.
Loans & Credit Cards
A&S Federal Credit Union offers financial solutions including checking accounts, savings accounts, loans and credit cards as well as online banking and other services.
Credit unions offer more personalized service and higher savings account and loan interest rates compared to banks which may be subject to more federal oversight and limited access.
Credit unions are non-profit organizations with federal insurance provided by the National Credit Union Administration (NCUA), similar to what the FDIC offers for deposit insurance coverage in case of failure.
Retirement Planning & Investments
When it comes to your financial future, we’re by your side every step of the way. From financing education for yourself or your descendent’s education costs, creating a solid retirement plan or investing in community development – we have products and services designed to get you where you need to be.
Credit unions differ from banks in that they are non-for-profit institutions that share profits among members instead of shareholders, typically servicing specific communities locally or regionally.
Investment and insurance services are provided through LPL Financial, LLC* The financial professionals associated with this site are registered representatives of LPL Financial and may hold licenses in states indicated in their individual biographies.