Show Me Credit Union online banking offers an easy and convenient way to manage your money. Checking balances, transferring funds between accounts and making secure payments are all made possible with Show Me’s convenient system. Furthermore, track transactions and get alerts if your balance falls low or there has been an identity theft incident – and remember, credit unions tend to be less expensive than banks (some even charge no monthly service fees!).
To take advantage of online banking features at your credit union, log on via its website or mobile app and obtain your member number – the nine-digit number found on the upper right corner of your statement that can be obtained either from member service representatives or online. Create a personalized home page for easy navigation – check balances, view recent transactions, schedule transfers automatically or make deposits using photo uploads – make deposits without leaving home! You can even report lost or stolen cards!
Online banking also makes life easier by enabling the sending and receiving of wire instructions, making fund transfers easy for any member, including beneficiaries. Furthermore, this service enables international money transfers at no charge! In addition, Zelle payments enable peer-to-peer payments between banks using online banking.
Credit unions also offer physical locations where you can meet with representatives face-to-face if online banking or internet security concerns pose issues for you. You may also attend workshops and events at these physical locations that teach how to better manage finances.
Finding the ideal credit union requires taking into account its membership requirements and how well it meets your needs and preferences. Consider factors like employer eligibility, location and organization membership when searching for your ideal lender. It’s also wise to compare rates and fees in order to identify whether there are competitive savings account and loan rates at each credit union, as well as whether or not the National Credit Union Administration (NCUA) covers it up to $250,000 in insurance per member.