Southeast Michigan State Employees Federal Credit Union and Community Focus Federal Credit Union have agreed to merge, creating one financially strong organization. With their combined strength, this new credit union will offer members more branches, higher yield deposit accounts, low rate loans and better technology services.
LSI provides your credit union with an opportunity to generate replacement income while staying true to its mission, ultimately creating financial empowerment among members.
Vision
SMSE and Community Focus boards have agreed to join forces and merge into one credit union, offering more branches, improved member services, and future innovations for both memberships.
Wellington IT are currently implementing end-to-end loans processing with members having the option of signing their agreements digitally, saving time for staff. In addition, they enable top-up lending and supplementary statements which further streamline processes and generate efficiencies within credit unions allowing members to borrow faster while increasing understanding of terms within agreements.
Values & Mission
Southeast Michigan State Employees Federal Credit Union and Community Focus Federal Credit Union have agreed to merge, creating more branches, higher interest deposit accounts, lower loan rates and increased career opportunities for both members. The combined credit union will have a new name while adhering to their founders’ founding principle: providing services and making an impactful difference in communities they operate within.
Indirect auto lending has long been an industry standard and many credit unions boast large portfolios as proof. Unfortunately, however, this strategy doesn’t create opportunities to build relationships and non-interest income and offer appropriate protection products at prices far below dealership ones.
Routing Number & Locations
Community Focus Federal Credit Union (Community Focus) and Southeast Michigan State Employees Federal Credit Union (SMSE) recently approved plans for a proposed merger, which will expand services, technology capabilities and career opportunities across both organizations. Due diligence for this merger will take several months; upon completion it will have its own name under National Credit Union Administration (NCUA). You can still expect excellent service with either institution.
Savings
Credit unions that implement modern communication methods, like text messaging, can more easily meet their members’ demands. Text messages offer personalized messages at a fraction of the cost associated with traditional phone calls or emails.
Southeast Michigan State Employees Federal Credit Union and Community Focus Federal Credit Union have agreed to merge, in order to offer their respective memberships enhanced benefits. This merger will bring with it more branches, improved services and technology as well as higher yield savings accounts and lower loan rates.
Loans & Credit Cards
The merger will provide members with more branches, higher yield deposit accounts, lower loan rates, and future innovation. Furthermore, it will offer employees of both credit unions more opportunities for growth and career advancement in the years to come.
The next generation of depositors expect businesses to communicate with them via modern messaging platforms such as texting. Credit unions can use texting to provide enhanced experiences while decreasing member effort – Priority One leveraged Shastic’s texting platform to add “text to check balance” functionality as well as an actionable loan application system to its existing call center.
Retirement Planning & Investments
As you progress through life’s various stages, your financial goals and needs may change over time. Our savings products and retirement investments can help keep you on the path toward reaching long-term objectives.
Traditional and Roth IRAs provide tax-advantaged savings vehicles for your future. Take advantage of both to increase savings and investment opportunities.
SMSE and Community Focus boards of directors have approved a merger between their two strong organizations to provide members with additional branch locations, improved member service and future innovation. The combined credit union will operate under an as yet to be determined name.
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