Credit unions are non-profit financial institutions that offer affordable and safe financial services for their members at competitive prices. Their primary source of funds for lending and investment activities comes from member deposits in the form of shares; members then exercise democratic control by electing board of director members as volunteers who serve on various committees; their credit union is then designed to meet its members’ financial needs according to its code of ethics and prudential practices.
Maine Family Federal Credit Union was established in 1938 and is headquartered in Lewiston, ME. With 43 employees at two locations and total assets totaling $202 million, this credit union offers checking accounts, savings accounts, auto loans, mortgage loans and business loans among its services. Furthermore, its mobile banking app enables users to check balances, transfer money between accounts or make loan payments securely using smartphones as well as securely deposit checks using smartphones.
Credit unions provide more than products and services – they also provide access to ATMs and branches throughout the state, provide sponsorship of local events and charities, support community-related causes through donations of time or funds and help educate youth through youth programs on financial topics.
Maine Family Federal Credit Union membership is open to individuals residing, working, worshipping or attending school in Androscoggin County; have family members (spouse, parent, child, sibling or grandchild) already members; or who have direct deposit relationships (such as payroll deduction or auto transfer) with Maine Family Federal. Membership is free with no minimum balance requirement for checking and savings accounts.
Credit union’s CU24 VISA check card is accepted globally wherever Visa debit symbols are displayed, offering various features, such as PIN-protected ATM withdrawal and online statement. Compatible with Apple Pay and Samsung Pay, as well as convenience features like round up service that rounds purchases to the next dollar amount and transfers the difference into savings accounts; temporary freezing of cards through homebanking or mobile.
Maine Family Fcu salaries range depending on position and industry. Business Analyst positions tend to pay the most per hourly rate with an estimated hourly wage of $57; this can vary greatly based on experience, skills and qualifications as well as location. Credit unions typically pay above the national average for most positions and typically offer generous bonus schemes that can add significant extra income, particularly in higher-level roles. Furthermore, the company enjoys an outstanding reputation for hiring exceptional staff. This can be seen through their commitment to helping employees meet their financial goals while creating an ideal work environment – something reflected by excellent customer service and low employee turnover rates.
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