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Tonawanda Community Federal Credit Union

Tonawanda Community Federal Credit Union offers financial services. It provides loans, savings accounts, debit cards and online banking as well as notary, ATM and safe deposit box services in New York State communities.

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Tonawanda CDP, NY currently hosts seven credit union locations that you can find a list of below, complete with contact info, hours, directions, membership eligibility requirements, services offered and even ATM and branch locations on a map.

Credit unions are cooperative financial institutions owned by their members that offer a range of banking products and services, including savings accounts, checking accounts, credit cards and mortgage loans. Furthermore, these cooperative financial institutions often provide notary services, mobile check deposit capabilities as well as bill payment.

Tonawanda Community Federal Credit Union was established in 1976 and headquartered out of Buffalo, New York. They operate out of two branches located within Tonawanda and serve customers from surrounding areas. Deposits at Tonawanda are insured by the National Credit Union Administration (NCUA), an agency of the U.S. government; services include ATMs, debit cards and safe deposit boxes as well as loan services such as auto/consolidation loans, share secured loans and overdraft lines of credit.

Member Benefits

Credit unions provide several advantages over banks, such as lower fees and higher savings interest rates, free checking, business banking for entrepreneurs and small businesses, student services for those pursuing an education or beginning their professional careers and many are insured by the National Credit Union Share Insurance Fund (NCUSIF), which insures individual members up to $250,000 per account.

Membership to Tonawanda Community Federal Credit Union is open to individuals living, working, worshipping, attending school or volunteering within the Town of Tonawanda, City of Tonawanda or Village of Kenmore as well as employees of this credit union and their immediate families. Anyone interested may apply at either branch location; new members must deposit $6 for membership which stays in their account at all times.


Credit union loans can be applied for by visiting their official website and providing proof of identity and employment; applicants who meet these criteria can access personal loans, business loans, auto loans and home equity loans among others. Furthermore, the bank also provides checking accounts, credit cards, safe deposit boxes ATM services as well as online bill payment to make things even simpler!

Tonawanda Valley Federal Credit Union employees typically earn an hourly pay rate of approximately $34, however this varies based on factors such as position, location and other considerations.

The credit union was established in 1931 in Batavia, New York. Membership includes individuals who live, work or worship within Tonawanda Town or City as well as any employee, volunteer or member of any organizations affiliated with it. There are branches and ATMs throughout its service area for its membership to take advantage of its services.


Federal law mandates that financial institutions make funds you deposit available as quickly as possible, so it’s wise to contact your local credit union and see how long it takes before your funds arrive in your account. In some instances, it could take five business days before an institution can determine if a check or money order is valid or not.

As another precautionary measure, be wary of fake checks circulating. They look very real and could fool even experienced tellers; should any unusual activity arise on your account it would be prudent to notify your credit union immediately.

This company provides banking and loan facility services. Their products and services include loans, investments, savings accounts, debit cards and online banking services for communities within New York State as well as financial institutions, government agencies and businesses as clients. Located in Batavia New York is their corporate home.






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