Save. Plan. Retire.

Lake Superior Credit Union

LSCU is a member-owned financial cooperative. Any surplus earnings are returned directly back to members in the form of friendly service, low fees and competitive loan and savings account rates.

Students and staff at LSSU can apply to become members, providing access to banking services that best suit their lifestyles while creating a supportive learning environment in which financial knowledge can be explored.

Vision values & Mission

LSSU provides students with opportunities for academic, professional, cultural and social growth through work-study assignments, student organizations and internships; community outreach activities; leadership education sessions and educational outreach initiatives. Furthermore, it encourages freedom of expression as well as truth-seeking; honesty-keeping is expected and courteousness will always prevail on campus.

LFCU is a not-for-profit financial cooperative owned and run by you, our members. Unlike profit-driven banks or finance companies, excess earnings from our operations are returned directly back to our members in the form of friendly service, low loan interest rates, higher savings yields and no fee convenience services. Established in 1958, we’ve grown into one of Michigan’s Upper Peninsula’s premier credit unions!

Routing number & locations

Lake Superior Credit Union’s routing number is 291173128 and can be found on your check or by logging into our online banking portal. This number is often required when requesting direct deposits from outside sources like employers or government agencies.

Routing numbers (ABA Routing Transit Numbers) are used to identify financial institutions and enable certain transactions such as ACH and wire transfers.

When applying for a loan at Lake Superior Credit Union, your routing number may also be necessary. In order to become a member, however, a $5.00 share/savings account must be opened and maintained as part of membership requirements.


LSCU provides a full selection of banking services, from online and mobile banking, ATM fee reimbursements, community involvement programs and helping their members meet their financial goals.

Join SCCU by opening a Membership Savings account with at least $5 in it – once this minimum balance requirement has been met, you can take advantage of all its fantastic services!

Superior Choice Credit Union stands apart from profit-driven banks by operating as a not-for-profit financial cooperative, returning profits back to members in the form of competitive rates, low fees and friendly service. Their field of membership encompasses anyone living, working, worshipping or attending school within Minnesota’s St. Louis Carlton Itasca counties as well as Wisconsin Douglas Lake Superior counties.


LMCU members can save money with its Max Checking account, offering an impressive 3% annual percentage yield on balances up to $15,000. Plus, out-of-network ATM fees will be reimbursed! In order to qualify, members must conduct at least ten debit or credit card transactions each month, log into online or mobile banking app four times and opt in for electronic statements.

Students and staff of Lake Superior College are eligible to join Lake Superior Credit Union, offering financial services that fit their lives as well as providing a connection with the community and resource for financial questions or planning needs. Their newest branch can be found right on campus with an on-site banker and ATM for easy accessibility.

Loans & credit cards

Membership at our not-for-profit and member owned financial cooperative is non-profit and member owned. Excess earnings are distributed back to members in the form of low loan rates, high yield savings accounts and convenient services at no or low costs. Membership is open to anyone living, working, worshipping or attending school in Allen, Auglaize, Brown, Butler, Clermont, Darke, Franklin Fulton Hamilton Hancock Hardin Henry Logan Marion Mercer Miami Putnam Shelby Wayne or Wood Counties of Ohio as well as Schoolcraft County Michigan; $5 depositing into an investment account in order to become part of this cooperative!

Apply online today! *Before applying, please check website conditions as credit cards may be subject to approval.

Retirement planning & investments

Investing in your financial future doesn’t need to be daunting. From retirement savings plans and annuities that fit income needs to other wealth management products and services, we have everything you need for successful wealth management goals.

Every year, you receive a letter showing your pension payment from the previous year as well as providing information regarding survivor, equated or severance plan options.

As a non-profit financial cooperative, we return our excess earnings back to members through low rates on loans, high yield savings and investments accounts, and free or low cost convenience services. We believe in investing in both our people and community.






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