Investment Risk Tolerance Questionnaire

Investment Risk Tolerance Quiz

Age:

1. Under 30
2. 30-40
3. 41-50
4. 51-60
5. Over 60

Investment Experience:

1. No prior investment experience
2. Limited investment experience
3. Moderate investment experience
4. Extensive investment experience

Time Horizon (How long do you plan to invest your money?):

1. Less than 3 years
2. 3-5 years
3. 6-10 years
4. 11-20 years
5. More than 20 years

Investment Knowledge:

1. Limited knowledge about investments and financial markets
2. Some knowledge, but seeking to learn more
3. Good understanding of investments and financial markets
4. Extensive knowledge and experience in investing

Financial Goals:

1. Preservation of capital (minimize risk, willing to accept low returns)
2. Capital growth (willing to take some risks for higher returns)
3. Income generation (seeking regular income, willing to accept moderate risks)
4. Capital appreciation (seeking significant growth, willing to accept higher risks)

Risk Tolerance:

1. I am extremely risk-averse and prioritize the safety of my investments.
2. I am somewhat risk-averse but willing to take on some moderate risk for potential returns.
3. I have a moderate risk tolerance and am comfortable with a balanced approach to risk and returns.
4. I have a high risk tolerance and am willing to take significant risks for potential high returns.
5. I am an aggressive investor and willing to take substantial risks for potentially exceptional returns.

Financial Stability:

1. I have limited financial stability, and even small losses would greatly impact my situation.
2. I have some financial stability, but significant losses would have a considerable impact.
3. I have a stable financial situation, but some losses may affect my short-term goals.
4. I am financially stable and can withstand potential losses without impacting my lifestyle.

Reaction to Market Volatility:

1. I get extremely anxious and feel the need to react when the markets are volatile.
2. I feel somewhat uncomfortable during market volatility but try to stay focused on long-term goals.
3. I am generally calm and do not panic during market volatility.
4. I see market volatility as an opportunity and am willing to take advantage of it.

Investment Diversification:

1. I prefer to invest in low-risk, stable investments without much diversification.
2. I believe in diversifying my investments across different asset classes to reduce risk.
3. I actively diversify my investments and regularly review my portfolio for adjustments.
4. I am knowledgeable about diversification strategies and employ complex investment techniques.

Investment Losses:

1. I cannot tolerate any investment losses and prioritize capital preservation.
2. I am willing to accept minimal losses if it means the potential for higher returns.
3. I can tolerate moderate losses in exchange for potential long-term growth.
4. I am willing to accept significant losses if it means the possibility of exceptional returns.

Taking The Quiz And Interpreting Your Results

10 would reflect a desire for a very conservative portfolio allocation, minimizing losses and protecting the principal. 41 would have a preference for a very aggressive portfolio allocation, willing to incur substantial losses in exchange for the possibility of long-term growth. Scores around the 20 range would generally be considered having a preference for a more balanced or moderate portfolio, willing to take some limited losses in exchange for limited gains.

Always seek the help of a financial professional, CPA, Financial Advisor, etc to help zero in on what may be best for you given your individual situation.