Save. Plan. Retire.

Clarion Federal Credit Union

Top Tier Federal Credit Union is a not-for-profit financial institution federally insured by the National Credit Union Administration and submits quarterly (5300) data reports with them.

Credit Union members may utilize ABA routing number 243380192 on checks as it serves for direct deposits, fund transfers and bill payments using Automated Clearing House (ACH).


Credit unions are non-profit financial institutions owned and run by their members for mutual benefit, designed to encourage thrifty behavior while offering access to credit. Deposits held within this credit union are insured up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF), supported by the full faith and credit of the United States Government.

Members exercise democratic control through one member voting for each share owned. An elected Board of Directors from among its membership serves as the supervisory committee.

CFCU is a community-based credit union dedicated to serving its members with exceptional service. Recently, they expanded their field of membership across northwestern Pennsylvania into 13 counties and bought land along Holiday Inn Road as an incubator for future growth.

Values & Mission

Clarion Federal Credit Union operates as a federally insured credit union based out of Brookville, Pennsylvania and offers deposit accounts, loans and other financial services for its members in Clarion, Forest, Jefferson, Venango and Crawford Counties in northwestern Pennsylvania.

The National Credit Union Administration requires all Credit Unions insured by them to submit quarterly (5300) data reports, providing a condensed overview of assets, liabilities, income and expenses of each Credit Union insured by them.

Top Tier Credit Union was established by 20 employees of Owens-Illinois Glass Co of Clarion in 1940 and today services 13 counties throughout northwestern Pennsylvania as its member focus is evident through Top Tier.

Routing Number & Locations

CLARION FEDERAL CREDIT UNION’s ABA Routing Number is 243380192 and used to facilitate Automated Clearing House (ACH), Fedwire funds transfers, and wire transfer payments. You can easily locate your bank’s routing number through either its online banking portal or simply asking.

Credit unions are non-profit financial institutions governed by state governments and insured by the National Credit Union Share Insurance Fund, offering various financial products and services to their members. Many are also active participants in local business and civic affairs.


Credit unions differ from commercial banks by being member owned, so their goal is to enrich members’ lives with products and services not otherwise offered through commercial banking such as checking/saving accounts, personal loans, auto loans, mortgages and investment vehicles like IRAs. Credit unions also typically provide lower loan and deposit rates than banks while providing special bonus dividends back to members.

Routing numbers for credit unions can be found at the bottom left side of a check, both before and after its account number, easily identifiable by a symbol that resembles a frown.


Credit unions provide many of the same banking services as commercial banks, such as checking or savings accounts, auto loans and mortgages. They also offer investment and saving vehicles such as individual retirement accounts (IRAs). Find credit union savings rates including CD rates, money market rates and mortgage rates – some credit unions even pay bonus dividends back to members like Ontario Montclair School Employees Federal Credit Union’s Regular Savings account with its $5 minimum opening deposit that offers tiered dividend rates that reward higher balances!

Loans & Credit Cards

Credit unions provide low loan rates and high yields on savings accounts, as well as being member-owned and operated. Furthermore, they reward their members by giving a bonus dividend for loans, deposits, debit card usage, direct deposits or online banking use.

Clarion Federal Credit Union offers loans to help with purchasing cars or taking vacations; purchasing homes; covering unexpected expenses; as well as helping those affected by Coronavirus to find solutions through no fee skip payments for bills that have increased due to reduced hours or job loss.

Retirement Planning & Investments

Saving for retirement is often at the top of one’s financial priorities list, yet it must also take into account other goals such as purchasing a home or paying off debts.

Credit unions offer retirement planning advice through competitive interest rates on savings accounts, certificates and Individual Retirement Accounts (IRAs). When combined with educational initiatives and collaborative strategies, credit unions empower people to make informed financial decisions.

Planning ahead for retirement and understanding its tax ramifications are essential components to making your savings last as long as possible. By developing the appropriate strategy and understanding tax regulations, investors can ensure their retirement investment savings stay invested for longer.






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