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Ih Credit Union

Credit unions are financial cooperatives established to meet the financial needs of their members. Members own and control these cooperatives through the Board of Directors who establish policies and govern operations; including choosing services offered and setting pricing structures for them.

IH Credit Union provides more than just savings and checking accounts – they also provide loans, mortgages, insurance policies and other financial services. Furthermore, they offer various mobile banking options which enable customers to access their accounts from any location with access to internet – checking balances, paying bills or transferring funds are all possible on a mobile device.

IH Credit Union is a state chartered, not-for-profit cooperative financial institution insured by the National Credit Union Administration (NCUA). Membership includes Ohio residents living, working, attending school or worshipping within Clark, Champaign, Greene, Logan Madison Miami Montgomery Union counties of Ohio; membership also extended to relatives of current members.

Established in 1934 and located in Springfield, Ohio, this business has received a B+ health rating, serving over 22,000 customers at five branches with 49 employees on staff.

Ih Credit Union has earned itself an excellent reputation within its community for its personal service and competitive rates, along with offering products and services designed to promote responsible money management practices and meet all of your financial needs. From mobile banking and ATM services, home banking and bill pay facilities; to home banking.

Reports by the NCUA show that the Credit Union is in excellent financial shape with an extremely low Texas Ratio. The Texas Ratio measures total assets at risk and loan losses against capital and reserves available to cover such losses; as its name suggests, a lower Texas Ratio indicates greater profitability and likelihood for success among financial institutions.

International Credit Union Day falls on October 19 and provides an ideal opportunity for your local credit union to assess how it is doing. Credit Union National Association and World Council of Credit Unions along with sponsor Elan Credit Card have joined together this year in elevating this celebration with resources that can assist your members and communities.

Credit unions are like your friendly neighborhood banks in that they help people achieve financial well-being. Offering safe places to store money at more competitive rates than banks and extra support should any be needed from those running them, credit unions can provide invaluable financial solutions.






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