Rome Teachers Federal Credit Union operates as a financial cooperative, offering shared accounts and convenience services, loan products and investment solutions to communities in New York State.
ATM fees incurred at non-Teachers FCU ATMs will be reimbursed up to $15 per statement cycle; subject to eligibility requirements.
Vision Values & Mission
Rome Teachers Federal Credit Union is a not-for-profit financial cooperative serving its members since 1958. Offering shared accounts, convenience services and loan products as part of its membership benefits – from shared accounts and loan products to convenience services and shared accounts – Rome Teachers FCU strives to promote thrift among education employees and their immediate family members throughout New York state communities, offering them opportunities to accumulate savings as well as providing access to credit for provident or productive purposes. Total asset value stands at $56 Million!
Routing Number & Locations
Rome Teachers Federal Credit Union’s Routing Number (also referred to as an ABA Routing Number or Routing Transit Number – RTN) is 221379581. A Routing Number serves to identify financial institutions when processing wire transfers or ACH transactions, identifying which institution must receive funds when processing wire transfer transactions and also provides an electronic means for paying fees in processing these types of transactions.
Rome Teachers Federal Credit Union was established as a not-for-profit member-owned financial cooperative in 1958. Offering banking services throughout New York communities with shared accounts, convenience services and loan products designed to meet employee groups including education employees as well as their immediate family members’ needs, Rome Teachers Federal Credit Union is dedicated to serving communities through financial banking services that benefit communities as a whole.
Members can register with their employers to enable direct deposit of paychecks or other regular deposits directly into their credit union accounts. The credit union will provide all the forms necessary for employers to initiate this service.
Checking
The Credit Union offers various checking accounts tailored to its members’ needs, from Smart Checking with up to 3.00% annual percentage yield and ATM fee rebates; or Teachers High-Yield Smart Checking which offers an interest rate of 3.00% annual percentage yield on balances up to $15,000. Both have no monthly service charges; additionally members may link other deposit accounts or personal lines of credit in order to transfer funds automatically and avoid overdraft fees.
Rome Teachers Federal Credit Union was established in 1958. Operating as a financial cooperative, this credit union serves communities throughout New York State.
Savings
Rome Teachers Federal Credit Union operates as a financial cooperative. Offering shared accounts, convenience services and loan products – Rome Teachers Federal Credit Union serves communities throughout New York State. The Credit Union offers two savings accounts that offer low risk savings with high yield interest rates: Money Market Savings Account and Education Savings Account. Each are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). Furthermore, an Education Savings Account enables individuals to save for qualifying higher education expenses; both accounts provide tax-deductible dividends while helping pay tuition fees, books supplies and equipment costs.
Loans & Credit Cards
Rome Teachers Federal Credit Union is a not-for-profit financial institution established in 1958 that offers savings and checking accounts, credit cards and banking services to communities throughout New York State. Membership can be gained by anyone living or working within its borders; additional convenience services as well as loan products are also offered by this credit union.
Teachers is offering personal and business savings accounts with no minimum balance requirements and money market accounts that earn 2% APY as of publication, along with money market accounts that offer 2% annual percentage yield (APY). Furthermore, Teachers provides credit cards without an annual fee or low APR (such as student and secured cards) that can be linked directly to checking accounts for overdraft protection – these cards also accept Google Pay or Apple Pay!
Retirement Planning & Investments
Teachers offer investment services tailored to help members meet their financial goals at every stage of life. Advisors help members understand their options for retirement and RMD rules as well as how annuities fit into a well-diversified portfolio.
Rome Teachers Federal Credit Union operates as a not-for-profit financial cooperative, offering savings, checking, convenience, loan products as well as insurance and security, annuities, and investment services to communities throughout New York State.
Securities and advisory services are offered through LPL Financial, a registered investment advisor and broker/dealer registered with FINRA/SIPC. Insurance products may also be obtained from LPL or its licensed affiliates.
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