Save. Plan. Retire.

Tonawanda Federal Credit Union

Saving for your first home or retirement, credit union membership can help make saving easier. Our membership is open to persons living, working, worshipping, attending school or volunteering within Tonawanda Town – as well as businesses or legal entities operating within Niagara and Erie Counties of New York State.

Financial Services

Credit unions provide various financial services, including savings accounts, checking accounts, money markets, loans and credit cards. Furthermore, many provide online banking and investment services.

The Credit Union is dedicated to safeguarding its members’ information, with an in-depth Privacy Policy detailing exactly how we do so and what steps can be taken by members themselves to make sure it stays protected.

Credit union has partnered with Enterprise Car Sales to offer low loan rates and hassle-free pricing on used cars, as well as home ownership financing solutions to assist its members in purchasing or maintaining homes.

Deposit Accounts

Credit unions offer deposit accounts and lending solutions tailored to help their members meet their financial goals, including competitive rates and convenient online/mobile banking services. Its products and services are tailored specifically for members, whether saving for a new car or creating their retirement funds.

The credit union does not collect personal information of children under thirteen years of age, including name, email address, telephone number, social security number or persistent identifier – including any combination thereof – from them. They are committed to safeguarding this data’s confidentiality.


Tonawanda Valley Federal Credit Union provides financial services. They offer ATM services, debit cards, safe deposit boxes, online bill payment and notary service along with auto/motorcycle loans, consolidation loan share secured loans and overdraft lines of credit loans. Founded in 1987 and located in Batavia New York.

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Under The Children’s Online Privacy Protection Act, no data on children under 13 (such as name, email address, telephone number, social security or persistent identifier numbers or account information) should be collected or maintained.

Credit Cards

Credit union membership gives you access to an array of banking and lending solutions designed to help you meet your financial goals – these can range from checking and savings accounts, auto loans, mortgages and credit cards.

Credit unions differ from for-profit card issuers in that they prioritize the needs of their members over shareholders; this makes getting approved easier even if your credit rating isn’t ideal.

Credit unions typically offer lower interest rates on credit cards. Some even contain clauses in their terms that permit them to access funds in your checking or savings account in case of default.


Tonawanda Federal Credit Union offers members a range of investment products, such as money market accounts, certificate accounts, Individual Retirement Account (IRA), mutual funds and annuities to help meet their long-term financial needs and goals. Furthermore, their School of Savers program teaches children the value of responsible finance by teaching them how to save. Students are encouraged to make regular deposits into accounts at home or local branches – both can track progress online.

Non-deposit investments are available through CUSO Financial Services, LLC (“CFS”). CFS is registered with both the SEC and MSRB to offer securities through national brokerage firms.






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