Save. Plan. Retire.

Bethlehem 1st Federal Credit Union

Bethlehem 1st Federal Credit Union is an FCU that is regulated by the National Credit Union Administration (NCUA), an US government agency. Your deposits are guaranteed up to the legal maximum by NCUA up to an amount equal to $250,000 or greater.

FCFCU is committed to “Banking for Good”, investing heavily in Lehigh Valley communities. If you need help planning for retirement or making investment decisions, FCFCU can assist.

Vision Values & Mission

Credit unions are non-profit financial cooperatives owned and run by its members, with any profits distributed back as lower fees, higher savings rates or cheaper loans for members.

Credit unions are community-focused institutions owned and managed locally, contributing to local economies through investments made to local projects through grants or volunteerism.

Jaime is passionate about the Berkeley Food Co-op’s mission of cultivating diversity by offering healthy food at an affordable price, emphasizing local, sustainable, humane and natural systems. In her free time she loves gardening and attending community events.

Routing Number & Locations

Bank ABA routing numbers can be found printed at the bottom left side of checks, often preceded or followed by symbols representing frowning faces or plus signs. When setting up direct deposit, wire transfers or regular transactions such as bill payments you will require this number for reference.

1st Liberty Credit Union is part of Co-Op’s Shared Branching Network, meaning if you are traveling or moving permanently to an area without a branch, basic teller transactions can still take place without issue. Visit their website for a list of participating branches.


Bethlehem 1st Federal Credit Union provides banking essentials and lending solutions for individuals, families and businesses of all types. Services provided include checking accounts, savings accounts with mobile and online access as well as personal loans and mortgages. Regulated by the National Credit Union Administration – an U.S. government agency – deposits are protected up to $250,000 per member by NCUA insurance.

People First Federal Credit Union was previously known as Bethlehem Teachers Federal Credit Union; today it provides banking services to multiple employee groups in Lehigh Valley. Members still enjoy great rates and service similar to when it was under its former name of Bethlehem Teachers Federal Credit Union – they can even order checks without worrying about name changes!


Bethlehem 1st offers comprehensive savings services designed to meet the financial goals of its members – be they saving for a car, home or retirement. From high-interest accounts, mobile and online banking features and tailored lending solutions – to simplify managing finances.

National Credit Union Administration (NCUA) guarantees deposits at credit unions up to $250,000 per individual member. Credit unions submit quarterly (5300) data reports regarding their deposit and loan rates to NCUA, making the information publicly accessible.

Holden is NerdWallet’s mortgage expert, having written about mortgages since 2001 and winning several journalism awards along the way.

Loans & Credit Cards

Credit unions are non-profit financial institutions owned and run by their members. By offering low cost loans and services at affordable rates, these organizations help people reach their financial goals more quickly. Credit unions provide essential banking essentials like checking and savings accounts as well as loans and credit cards.

All credit unions insured by NCUA submit quarterly (5300) data reports with their deposit and loan rates as of quarter end. Please contact your Credit Union directly for current rates; minimum credit approval applies, while other restrictions may also be in effect.






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