Dakota Plains Federal Credit Union

Credit unions are non-profit financial cooperatives owned and run by their members. Members deposit money known as shares into the credit union in order to become shareholders with voting rights to manage its operations.

Credit unions typically offer higher savings rates than banks and are insured by the National Credit Union Administration (NCUA).

Vision Values & Mission

Credit unions are non-profit financial cooperatives owned and run by their members. They provide various financial services such as loans, investments, deposit accounts, insurance policies, credit cards, online banking accounts and related products. Members exercise democratic control through deposits called shares that provide primary funding for lending and investment activities at the credit union. Furthermore, all members are guaranteed $250,000 of federal share insurance protection through the National Credit Union Share Insurance Fund which backs this protection with full faith and credit of the United States government.

Dakota Plains Federal Credit Union of Edgeley, North Dakota serves the residents of Hettinger and Ellendale communities nearby. Fiserv provides mission-critical technology such as core account processing with its XP2 solution as well as virtual branch solutions, mobile banking apps, e-statements CheckFree RXP Statement Advantage card processing.

Routing Number & Locations

Our credit union’s ABA routing number is 291378295 and can be found at the bottom of any check. Additionally, this nine digit code can also be used for electronic transfers and payments.

Automatic payments can help make paying club dues, mortgage payments, insurance premiums, public utilities and utility bills easy and affordable. All that’s necessary to set them up is providing your account number (with its routing number) and desired monthly payment amount to the provider.

Credit Union of Lemmon is located in Lemmon, South Dakota with 5 branch locations. They are NCUA insured and regulated, boasting strong financial performance with an outstanding net worth ratio.

Checking

Credit unions tend to offer more attractive savings and checking rates than banks, with funds protected under federal insurance coverage.

Dakota Plains provides more than checking accounts; members can utilize safe deposit boxes for valuables or documents to be safely secured in. Their online banking platform gives members access to account balances and statements.

Dakota Plains’ Automated Clearing House (ACH) service makes paying mortgage payments, insurance premiums, club dues and public utilities convenient and efficient through pre-authorized withdrawals from your Dakota Plains account. Furthermore, you can send money worldwide using this mobile-ready service and can even access all its products and fees on its website – visit Dakota Plains today to take advantage of its products!

Savings

Members exercise democratic control by electing their board of directors and voting on various credit union issues at an annual meeting. Members’ shares provide primary funding for lending and investment activities within a credit union.

Credit unions differ from banks in that they are non-profit institutions that often provide higher savings and deposit rates than commercial institutions, as well as tailored financial services that meet each member’s individual needs.

Dakota Plains Federal Credit Union has chosen Fiserv solutions for core account processing, online banking, bill pay, statements management and card management. Their XP2 platform, overall functionality and member service support were essential considerations when choosing this solution.

Loans & Credit Cards

Dakota Plains Federal Credit Union provides members with access to various lending solutions, such as auto loans, personal loans and mortgages. Members also enjoy financial services like checking and savings accounts, debit cards and online banking.

The top ten largest credit unions in the US boast nearly 2.9 million members and have amassed deposits worth over $29 billion combined. Most of these lenders can be found in Northwest regions and provide an extensive variety of financial products and services.

Credit unions differ from banks by typically serving specific communities through local or regional branches, providing more personalized service with higher savings rates and saving rates. Many credit unions are even federally insured!

Retirement Planning & Investments

Pathways Retirement and Investment Services professionals offer guidance to meet all your financial milestones or simply offer their advice when needed. Through tailored assistance, they’ll work closely with you to identify goals and provide strategies to reach them.

Commence saving for retirement now, selecting from various IRA options tailored to meet your specific needs with competitive compounding rates and tax-deferred benefits.

Credit union membership also gives access to certificate of deposit accounts with higher rates, investments provided through LPL Financial (registered investment advisor and broker-dealer (member FINRA/SIPC), as well as insurance products available from LPL affiliates).