Save. Plan. Retire.

1st Street Credit Union

Credit unions provide members with excellent value for their money without hidden fees, including lower or no monthly service fees, lower ATM fees, fewer transfer and overdraft charges and no monthly membership fees.

Manage your finances efficiently with 1st Street checking and savings accounts, as well as an assortment of loan programs with competitive interest rates that can help build credit histories. Personal loans also feature low rates to build financial security for you.


At Citizens Bank, our aim is to deliver personal service in every community we operate in. Our members rely on us for banking and lending solutions ranging from checking/savings accounts, credit cards and home equity lines of credit to personal loans that meet all their needs.

Credit unions were created to meet the demand for safe, sound, affordable financial services among professional middle-class and poorer urban and rural populations who relied on risky and costly informal sources like money lenders or ROSCAs for financial needs.

Values & Mission

1st Street strives not only to provide financial security and stability for its members but also develops relationships built upon honesty, accountability and transparency that foster personal success in life.

Superior is a not-for-profit financial cooperative that returns excess earnings back to its members in the form of competitive loan rates, high yield savings and investment accounts, low or no fees on convenience services and no membership dues or dues requirements. Membership is open to anyone living, working, volunteering, attending school or worshipping in Allen, Auglaize, Butler, Brown, Clermont Defiance Franklin Hardin Logan Mercer Putnam Shelby Union Van Wert counties of Ohio as well as Boone Campbell or Dearborn counties in Kentucky.

Routing Number & Locations

The American Bankers Association Routing Number or RTN is a nine-digit code used to identify financial institutions involved in transactions. You may need this number when initiating wire transfers or setting up automated payments through the Automated Clearing House network; its location can usually be found either on the bottom left corner of checks or online banking portals.

Service 1st Federal Credit Union is a Florida state chartered financial institution offering an extensive array of deposit and lending products at highly competitive rates, making membership accessible to those living, working, volunteering, attending school or worshipping within Charlotte, Manatee or Sarasota Counties in Florida.


Credit unions are financial cooperatives that offer banking products such as checking or savings accounts, loans and investments such as IRAs. Unlike commercial banks, however, credit unions tend to operate locally and serve specific communities; this allows for personalized service as well as higher CD yields.

1st Street Credit Union offers its members checking services with no fees and free online and mobile banking. Furthermore, members may apply for a line of credit that acts as an overdraft protection account to avoid NSF fees and provide instant funds when needed.


As a member, you have access to savings services designed to support your financial journey – banking essentials like checking and savings accounts with competitive rates as well as numerous loan options are just part of what membership provides.

JUMPstart Term Savings allows you to set aside money on a regular schedule so you can reach your savings goals faster. Our money market account rewards your savings with various rate tiers as your balance grows, encouraging regular savings with each increase of balance.

Cent-sational Kids program makes saving fun for children aged 12 and younger, and allows parents to open tax-deferred Individual Retirement Account (IRA) or 457 plan accounts.

Loans & Credit Cards

Credit union members have access to an array of loan programs designed to meet their borrowing needs, from personal loans and mortgages, with competitive interest rates.

A Line of Credit provides instantaneous cash in case your checking account runs low and protects against costly NSF fees.

Members 1st offers a selection of Visa credit cards that feature rewards and low interest rates to meet any spending habits or lifestyle needs. Discover one today – get going with Members 1st VISA today.

Retirement Planning & Investments

Credit Union members can benefit from an array of retirement planning and investments services, including:

Prepare for your future with an Individual Retirement Account (IRA). Contributions made are tax-deductible.

Experienced financial planners can offer tailored investment advice that’s tailor-made to you and your unique situation, including retirement planning, college preparation planning and much more.

The Heritage Way Investment, Insurance and Retirement Program is offered through LPL Financial, a registered broker-dealer and investment advisor – member of FINRA/SIPC* – providing investment products which may or may not be federally insured, do not represent deposits with the credit union and carry investment risk that includes potential principal loss.






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