Save. Plan. Retire.

ECCO Credit Union

Ecco Credit Union stands out for its strong ethical and sustainable practices. They are part of the Global Alliance for Banking on Values (GABV), operating as a B-Corp bank.

ECCO members can enjoy the ease and convenience of banking essentials with tailored member solutions – be it checking, savings accounts, loans or retirement planning advice. Ecco credit union has everything covered!

Vision Values & Mission

With a mission to enable its members on their financial journeys, eCO offers an extensive suite of banking essentials and lending solutions. Members can take advantage of lower loan rates and increased savings rates as well as various credit cards and services available through this bank.

Established in 1939, eCO Credit Union is a not-for-profit financial institution serving residents, workers and worshipers in Jefferson, Shelby, Walker, Blount and Cullman Counties. A part of the Global Alliance for Banking on Values network of banks and credit unions that offer values-based banking options, each member owns one vote regardless of how much is deposited or owned with us.

Routing Number & Locations

ECCO Credit Union holds the routing number 263281608. They currently have one branch location: 4644 East Spencer Field Road in Pace Florida 32571.

ABA Routing Numbers, commonly referred to as check routing numbers, identify financial institutions in the US. They serve to facilitate Automated Clearing House payments (ACH), direct deposits and automated transfers facilitated through banks and financial services companies. The initial four digits of an ABA routing number identify its Federal Reserve district location.

doxo is an all-in-one bill payment service that makes paying bills easier with one click. Bank account holders can enjoy using doxo for free; other billers may require payment.


Ecco Credit Union provides its members with a range of checking accounts with competitive interest rates and convenient online banking services, in addition to offering loans and credit cards.

Since a credit union is owned and run by its members, profits are distributed back to them in the form of lower loan rates and higher deposit interest rates. Furthermore, changes in savings or checking account balances do not appear on credit reports from major bureaus.

Ecco Credit Union is part of the CO-OP network, giving members access to their account from thousands of locations nationwide. Checks can be used at these locations as withdrawals and deposits without incurring fees or incurring late fees.


eCO offers a complete selection of savings accounts with payroll deduction and direct deposit options to make saving easy and accessible. Plus, competitive rates and convenient online and mobile banking tools.

Your savings are federally insured to at least $250,000 through the National Credit Union Administration (NCUA), an U.S. government agency. In addition, they’re safeguarded through CO-OP Shared Branching network’s thousands of convenient locations that enable you to carry out transactions as easily as if they were at home branch eCO.

doxo is a secure all-in-one service that unifies all your provider accounts into one convenient location for easy and seamless payments. Plus, its use is completely free with any linked bank account!

Loans & Credit Cards

ECCO provides financial services to members of its community. These services include essential banking essentials like checking and savings accounts as well as access to loans and credit cards backed by state charters and NCUA insurance policies.

doxo is an easy and secure all-in-one bill payment service, making paying your providers straightforward. No fees apply when payments are made via linked bank account – learn more about us to understand how we protect against hidden fees!

General Information about Ecco CU was obtained from their 6/30/2017 quarterly report and represents the most current public information available.

ECCO participates in the CO-OP Shared Branch network, giving members access to thousands of locations nationwide where they can complete ECCO transactions just like they would at their local branch.

Retirement Planning & Investments

Credit unions play an invaluable role in offering personalized financial guidance. From seminars and workshops to digital resources, their educational initiatives empower individuals to take control of their finances by aligning savings goals with retirement planning objectives.

Credit unions can help their members save through an array of product offerings. Not only can they offer traditional savings accounts, but often also low-cost IRAs and investment certificates with competitive dividend rates.

These tools combined with an efficient money strategy can quickly add up over time, giving you additional funds during retirement years.






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