John B. Vickers

John B. Vickers is a researcher, writer, and Principal & Portfolio Manager focused on global macro, derivatives, and real assets. Born and raised in the Piedmont region of North Carolina, he spent more than 20 years in financial services before retiring from active financial advising and splitting his time between the U.S. and Europe with his wife and two daughters. His professional background includes work as a North Carolina Real Estate Broker-in-Charge (License #225084), licensed insurance producer (NPN #18616712), and a registered broker and investment advisor (CRD #6701601). He holds two bachelor's degrees — economics and finance — and an MBA in finance, all from Winston-Salem State University, where he graduated with honors and earned lifetime membership in Beta Gamma Sigma, the international honor society for AACSB-accredited business programs. He is currently pursuing a Graduate Honors LLB through The Open University in the United Kingdom. He founded Save. Plan. Retire. (SavePlanRetire.com) to contribute to the financial-literacy conversation outside the institutional frameworks that tend to preserve informational asymmetries, with a particular interest in how applied behavioral finance supports better outcomes in financial well-being.