Save. Plan. Retire. (SavePlanRetire.com) is an independent financial-education publication covering personal finance and behavioral finance, including saving, debt, insurance, investing, retirement, tax, and estate planning. It was founded to contribute to the financial-literacy conversation outside the institutional frameworks that tend to preserve informational asymmetries — with a particular interest in how applied behavioral finance supports better outcomes in financial well-being.
About the Author
John B. Vickers is a researcher, writer, and Principal & Portfolio Manager focused on global macro, derivatives, and real assets. Born and raised in the Piedmont region of North Carolina, he has more than 20 years of client-facing professional experience spanning real estate and financial services, including banking, investments, insurance, and advisory roles. He is retired from active financial advising.
His prior professional registrations and licenses included FINRA registration as a registered representative (CRD #6701601), registration as an investment adviser representative, service as a licensed insurance producer (NPN #18616712), and a North Carolina real estate broker license with Broker-in-Charge designation (License #225084).
He holds two bachelor’s degrees — economics and finance — and an MBA in finance, all from Winston-Salem State University, where he graduated with honors and earned lifetime membership in Beta Gamma Sigma, the international honor society for AACSB-accredited business programs. He is currently pursuing a Bachelor of Laws (Honours) (graduate entry) through The Open University in the United Kingdom.
He founded Save. Plan. Retire. to research and explain personal-finance decisions for a general audience.
Independence and Funding
Save. Plan. Retire. is editorially and financially independent. At the time of publication, the Site:
- Does not accept advertising, sponsorship, or paid placements;
- Does not use affiliate links or earn commissions;
- Does not sell financial products, subscriptions, or advisory services;
- Has no financial relationship with any product, firm, or institution discussed in its content.
There is no monetization on the Site. If that ever changes, it will be disclosed clearly and the Site’s policies updated accordingly.
Not Financial Advice
Save. Plan. Retire. publishes general educational content. It does not provide individualized financial, investment, tax, or legal advice, and reading the Site does not create an advisory or client relationship. See the Financial Disclaimer for full details.
Editorial Standards
The Site’s approach to research, sourcing, accuracy, and corrections is described in the Editorial Policy and Corrections Policy.
Contact
Questions, feedback, and corrections are welcome via the Contact page.